NDIS Finder

ndisFinder

NDIS Funding Categories Explained

NDIS Funding Categories Explained

If you’re looking to provide disability support services under the NDIS (National Disability Insurance Scheme) in Australia, but are unsure about registration, this detailed guide explains what it means to be an unregistered NDIS provider, how to start working as one, who it benefits, common challenges, and how it all works—including for migrants new to Australia. We’ll break down the process step-by-step, outline typical professions, costs, duration, key statistics, and FAQs. This resource will help you decide your next steps and understand NDIS requirements fully.


[object Object]

How to Register as an Unregistered NDIS Provider: Everything You Need to Know

What Does "Unregistered NDIS Provider" Mean?

[object Object] An unregistered NDIS provider is an individual or organisation delivering NDIS-funded supports and services to people with disability who self-manage or plan-manage their NDIS plan, but who has not completed the formal registration process with the NDIS Quality and Safeguards Commission. Unlike registered providers, unregistered providers are not overseen by the NDIS Commission, but can still deliver quality support depending on the needs of participants.

Why Is This Topic Important?

[object Object] Understanding the role of unregistered providers is essential for:

  • Individuals or businesses considering entering the growing disability support sector [object Object]
  • Families, carers, and NDIS participants seeking greater flexibility and choice in the services they receive
  • Migrants and new Australians interested in disability support work but unsure how to start
  • People weighing the costs, benefits, and obligations of registered vs unregistered NDIS provision [object Object]

[object Object]

How to Get Started as an Unregistered NDIS Provider

Unlike registered providers, no formal registration process with the NDIS Commission is required for most categories of NDIS services if you plan to serve only plan-managed or self-managed participants. Instead, follow these practical steps:

[object Object]

  1. Review NDIS Requirements and Code of Conduct

    • NDIS participants expect safe, respectful service.
    • The NDIS Code of Conduct applies to all providers, registered or not. [object Object]
  2. Understand Who You Can Support

    • Unregistered providers can only deliver services to participants whose plans are self-managed or plan-managed. [object Object]
    • NDIA-managed participants must use registered providers only.
  3. Set Up Your Business [object Object]

    • Ensure you have the correct business structure (Sole Trader, Partnership, Company, ABN).
    • Obtain relevant insurances (public liability, professional indemnity).
    • Ensure Working With Children Checks, Police Checks, and relevant clearances. [object Object]
  4. Market Your Services

    • Use directories like NDISFinder.com, social media, local networks, and NDIS-related Facebook groups to connect with potential clients. [object Object]
    • Build a clear service agreement outlining service scope, rates, cancellation policies.
  5. Stay Compliant [object Object]

    • Stay up-to-date with NDIS Practice Standards even as an unregistered provider.
    • Keep documentation for tax, GST, and invoicing; issue invoices compatible with plan and self-management systems.
    • Adhere to privacy and confidentiality laws. [object Object]
  6. Continuous Improvement

    • Keep upskilling and consider eventual formal NDIS registration as your client base grows. [object Object]

[object Object]

How It Works for Migrants & New Australians

Many migrants with backgrounds in caring, nursing, or allied health seek to become NDIS providers. Here’s what you need to know:

[object Object]

  • Qualifications: Some supports (like gardening or cleaning) might not require formal qualifications, while personal care, therapy, or medical support do.
  • English Proficiency: Basic functional English is required for invoicing, communication, and compliance.
  • Visa Restrictions: Make sure your Australian visa permits self-employment or contracting. [object Object]
  • Recognition of Overseas Skills: Some professions (e.g., physiotherapy, psychology) require Australian recognition or accreditation to operate.

Tip: Start as an unregistered provider in less-regulated support roles, gain local experience, and consider transitioning to registration once established. [object Object]


[object Object]

Key Benefits & Features

For Providers:

[object Object]

  • No registration/admin fee with the NDIS Commission
  • Lower compliance burden than registered providers
  • Access to large, rapidly growing disability services market (average 4.4 million people with disability in Australia) [object Object]
  • Flexible choice of support types and working hours
  • Ability to niche down (e.g., specific cultural or community support, language skills)

[object Object] For Participants:

  • Greater choice—broader range of available providers [object Object]
  • Can tailor supports more flexibly
  • Opportunity to engage culturally or linguistically specific providers

[object Object]

Common Professions & Scenarios for Unregistered NDIS Providers

[object Object] Most common roles:

  • Support workers & personal care assistants [object Object]
  • Cleaners, gardeners, handymen
  • Community access/support coordinators
  • Allied Health Assistants (not regulated/protected roles) [object Object]
  • Social workers
  • Transport providers
  • Interpreters/translators (for in-language supports) [object Object]

Example Scenarios:

[object Object]

  • A bilingual Korean-Australian support worker assists a self-managed NDIS participant from their community.
  • An ex-nurse on a partner visa helps with community participation activities as an unregistered provider while their qualifications are being recognised.
  • A sole trader cleaner supports households funded by younger people with disabilities, invoicing the plan manager. [object Object]

[object Object]

Costs, Duration, and Getting Started

  • Costs:
    • No NDIS registration fee required [object Object]
    • Outlays include insurance ($200–$900/year), police check (~$50), and working with children/vulnerable people checks (varies by state)
    • Basic business costs (ABN registration/free, accounting software)

[object Object]

  • Duration:
    • Can begin working within days to weeks after meeting insurance and safety check requirements

[object Object]

  • Income:
    • Fee-for-service; rates negotiated directly with participant or plan manager (must not exceed NDIS Price Guide